Consumer Credit Card

Built for Projects
big and small

Extend your budget for making everyday home repairs, updates and improvements

  • 6 Months financing* on purchases of $299 or more
  • Up to 24-Month financing* during special promotions
  • 1-Year Hassle-Free Returns***



EXCLUSIVE, PROJECT-READY CONSUMER CREDIT OFFERS

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UP TO 24 MONTHS FINANCING* 
on your first purchase when you open a new Home Depot Consumer Credit Card Account through Citibank, N.A. Valid 7/21/16-7/27/16.

24 months financing on purchases of $1,999 or more* 

18 months financing on purchases of $999 up to $1,998* 

12 months financing on purchases of $299 up to $998*

12, 18 & 24 Month Key Credit Terms: 
No Interest if Paid in Full Within 12 Months* on Purchases of $299–$998, 18 Months* on Purchases of $999–$1,998 or 24 Months* on Purchases of $1,999 or More. Valid 7/21/16 – 7/27/16. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period.12, 18 & 24 Month Key Credit Terms: No Interest if Paid in Full Within 12 Months* on Purchases of $299–$998, 18 Months* on Purchases of $999–$1,998 or 24 Months* on Purchases of $1,999 or More. Valid 7/21/16 – 7/27/16. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period.

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CHOOSE:  10% OFF†  
in-store purchases of flooring made on your Home Depot Credit Card. No maximum discount. Certain restrictions apply. Valid 7/21/16-7/27/16. 

OR   
 
UP TO 24 MONTHS FINANCING*   
on in-store purchases of flooring made on your Home Depot Consumer Credit Card. Valid 7/21/16-7/27/16. 
   
24 months financing on  purchases of $1,999 or more* 
 
18 months financing on purchases of $999 up to $1,998*    

12 months financing on purchases of $299 up to $998* 

12, 18 & 24 Month Key Credit Terms: 
 No Interest if Paid in Full Within 12 Months* on Flooring Purchases of $299–$998, 18 Months* on Flooring Purchases of $999–$1,998 or 24 Months* on Flooring Purchases of $1,999 or More. Valid 7/21/16–7/27/16. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period.

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NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS* 
on any Installed Roofing, Siding, Windows, Insulation, Gutter, and Leaf Protection purchases of $5000 or more. Valid 2/1/16-1/31/17. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

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NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS* 
on any Installed Water Treatment purchases of $299 or more through 1-800-HOMEDEPOT. Valid 2/1/16-1/31/17. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

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NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*  
on any Installed Heating or Air Conditioning purchases of $299 or more. Valid 2/1/16-1/31/17. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

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Looking for more consumer financing options?

Or for business check out our commercial card options

Compare our Card Benefits

Consumer credit card
project loan card

Why This Card

Extend your budget for making home repairs, updates and improvements

Why This Card

Ideal for kitchen and bath remodels, room additions, roof replacement and other large projects

6 Months Financing* on Purchases

Of $299 or more   

Loans Up to $40K

With 6 months to purchase everything for your project

Up To 24-Month Financing* During Special Promotions

On exclusive credit offers throughout the year

84 Months to Pay Off Purchases

With fixed monthly rates and the flexibility to pay off at any time

APR 17.99% - 26.99%

 Based on creditworthiness

7.99% Fixed Interest Rate

For the life of the loan

1 Year Hassle-Free Returns††

That's 4X longer to make returns, just for being a cardmember

No interest if paid in full within 6 months* on purchases of $299 or more. Interest will be charged to your account from the purchase ...   More