Consumer Credit Card
Built for Projects
big and small
Extend your budget for making everyday home repairs, updates and improvements
- 6 Months financing* on purchases of $299 or more
- Up to 24-Month financing* during special promotions
-
1-Year Hassle-Free Returns***
No interest if paid in full within 6 months financing* on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% - 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.
Exclusive Consumer Credit Card Offers
GET SPECIAL FINANCING EVERY DAY*
No interest if paid in full within 6 months financing* on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
GET UP TO 24 MONTHS FINANCING* on special order and installed blinds, shades, and shutters purchases made on your Home Depot Consumer Credit Card.
Offer valid 5/1/17-7/30/17.
No interest if paid within promotional period: 18 Months* on special order and installed blinds, shades, and shutters Purchases of $999–$1,998 or 24 Months* on special order and installed blinds, shades, and shutters Purchases of $1,999 or More. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 5/1/17-7/30/17.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.
GET 12 MONTHS FINANCING* on installed sheds purchases of $2,499 or more* Offer valid 4/27/17-6/7/17.
No interest if paid in full within 12 months* on Installed Sheds purchases of $2,499 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 4/27/17-6/7/17.
*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply.
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS* on any installed heating or air conditioning purchases of $299 or more through 1-800-HOMEDEPOT. Valid 2/1/17-1/31/18. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS* on any installed water treatment purchases of $299 or more through 1-800-HOMEDEPOT. Valid 2/1/17-1/31/18. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS* on any installed roofing, siding, windows, insulation, gutter, and leaf protection purchases of $5000 or more. Valid 2/1/17-1/31/18. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
Looking for more consumer financing options?
Or for business check out our commercial card options
COMPARE OUR CARDS BENEFITS
Why This Card
Extend your budget for making home repairs, updates and improvements
Why This Card
Ideal for kitchen and bath remodels, room additions, roof replacement and other large projects
6 Months Financing* on Purchases
Of $299 or more
Loans Up to $40K
With 6 months to purchase everything for your project
Up To 24-Month Financing* During Special Promotions
On exclusive credit offers throughout the year
84 Months to Pay Off Purchases
With fixed monthly rates and the flexibility to pay off at any time
APR 17.99% - 26.99%
Based on creditworthiness
7.99% Fixed Interest Rate
For the life of the loan
1 Year Hassle-Free Returns††
That's 4X longer to make returns, just for being a cardmember
No interest if paid in full within 6 months* on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.
*With credit approval for qualifying purchases made on The Home Depot or Expo Design Center Consumer Credit Card, 17.99%-26.99% APR. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is only valid for consumer accounts. Minimum payments required.
**Interest only payments are required during the first 6 months and are based upon a 7.99% Annual Percentage Rate. After the first 6 months, the balance is amortized over 84 months at a 7.99% Annual Percentage Rate.
***See The Home Depot Returns Policy for details. Less