Consumer Credit Card

Built for Projects
big and small

Extend your budget for making everyday home repairs, updates and improvements

  • 6 Months financing* on purchases of $299 or more
  • Up to 24-Month financing* during special promotions
  • 1-Year Hassle-Free Returns***



EXCLUSIVE, PROJECT-READY CONSUMER CREDIT OFFERS

man installing window

SPECIAL FINANCING EVERY DAY*
on purchases of $299 or more. Subject to credit approval. 
Terms and conditions apply.

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Building Materials Offers



NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
on any Installed Roofing, Siding, Windows, Insulation, Gutter, and Leaf Protection purchases of $5000 or more. Valid 2/1/16-1/31/17. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

Water Treatment Offer



NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
on any Installed Water Treatment purchases of $299 or more through 1-800-HOMEDEPOT. Valid 2/1/16-1/31/17. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

HVAC Offer



NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
on any Installed Heating or Air Conditioning purchases of $299 or more. Valid 2/1/16-1/31/17. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

Doors & Windows Credit Offers


Option 1:

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
on Select Doors and Windows purchases of $299 or more. Valid 9/22/16-9/28/16. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

SAME PAGE DISCLOSURE:
*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Does not apply to services purchased in the home. Additional terms apply. Click for details.

12 Month Key Credit Terms:
No Interest If Paid In Full Within 12 Months* on Select Doors and Windows Purchases of $299 or More on The Home Depot Consumer Credit Card. Valid 9/22/16-9/28/16. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card, 17.99% – 26.99% APR. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is only valid for consumer accounts. 6 months everyday credit offer is subject to change without notice. Minimum payments required.

Option 2:

12 months special financing on Select Doors and Windows purchases of $299 or more*
9/22/16-9/28/16

*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Does not apply to services purchased in the home. Click for details.

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Looking for more consumer financing options?

Or for business check out our commercial card options

Compare our Card Benefits

Consumer credit card
project loan card

Why This Card

Extend your budget for making home repairs, updates and improvements

Why This Card

Ideal for kitchen and bath remodels, room additions, roof replacement and other large projects

6 Months Financing* on Purchases

Of $299 or more   

Loans Up to $40K

With 6 months to purchase everything for your project

Up To 24-Month Financing* During Special Promotions

On exclusive credit offers throughout the year

84 Months to Pay Off Purchases

With fixed monthly rates and the flexibility to pay off at any time

APR 17.99% - 26.99%

 Based on creditworthiness

7.99% Fixed Interest Rate

For the life of the loan

1 Year Hassle-Free Returns††

That's 4X longer to make returns, just for being a cardmember

No interest if paid in full within 6 months* on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.

*With credit approval for qualifying purchases made on The Home Depot or Expo Design Center Consumer Credit Card, 17.99%-26.99% APR. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is only valid for consumer accounts. Minimum payments required.

**Interest only payments are required during the first 6 months and are based upon a 7.99% Annual Percentage Rate. After the first 6 months, the balance is amortized over 84 months at a 7.99% Annual Percentage Rate.

***See The Home Depot Returns Policy for details.
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