Consumer Credit Card

Built for Projects
big and small

Built for Projects
big and small

Built for Projects
big and small

Built for Projects
big and small

Built for Projects
big and small

Extend your budget for making everyday home repairs, updates and improvements

  • 6 Months financing* on purchases of $299 or more
  • Up to 24-Month financing* during special promotions
  • 1-Year Hassle-Free Returns***



EXCLUSIVE, PROJECT-READY CONSUMER CREDIT OFFERS

EXCLUSIVE, PROJECT-READY CONSUMER CREDIT OFFERS

EXCLUSIVE, PROJECT-READY CONSUMER CREDIT OFFERS

EXCLUSIVE, PROJECT-READY CONSUMER CREDIT OFFERS

EXCLUSIVE, PROJECT-READY CONSUMER CREDIT OFFERS

man installing window

GET SPECIAL FINANCING EVERY DAY*
on purchases of $299 or more* 

Subject to credit approval. Terms and conditions apply.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

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Kitchen Credit Offers


GET 24 MONTHS FINANCING ON SPECIAL ORDER CABINETS, SPECIAL ORDER COUNTERTOPS, AND KITCHEN INSTALLATION
  
24 months financing on special order cabinets, special order countertops, and kitchen installations purchases of $1,999 or more*    

18 months financing on special order cabinets, special order countertops, and kitchen installations purchases of $999 up to $1,998*  

 12 months financing on special order cabinets, special order countertops, and kitchen installations purchases of $299 up to $998*  
  
Offer valid 3/23/17-3/29/17.
   
*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply.

Blinds, Shades & Shutters Offer


GET UP TO 24 MONTHS FINANCING*  
on special order and installed blinds, shades, and shutters purchases made on your Home Depot Consumer Credit Card. Offer valid 2/6/17-4/30/17.  

Or, 
 
24 months financing on special order and installed blinds, shades, and shutters purchases of $1,999 or more* 
 
18 months financing on special order and installed blinds, shades, and shutters purchases of $999 up to $1,998*  
 
*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Ask an Associate for details.

Shed and Outdoor Storage Building Credit Offer


SAVE UP TO 15% OFF ON SELECT SHED USA INSTALLED SHEDS & STORAGE BUILDINGS
plus an additional 5% off by statement credit when you use your Home Depot Consumer Credit Card.* 

Valid 3/23/17 - 4/19/17. 

*Offer subject to credit approval and valid from 3/23/17 through 4/19/17. This offer is valid and redeemable for an additional 5% discount by statement credit on a single receipt purchase at The Home Depot® retail stores when made with The Home Depot or EXPO Design Center Consumer Credit Card. Not available on The Home Depot Home Improver Card or homedepot.com. Valid in the U.S., U.S.V.I., Puerto Rico, and Guam. Limit one 5% credit per account during the promotional period. Cash value 1/20th of 1 cent. May take 1-2 billing cycles for credit to appear with a qualifying purchase. To receive the credit, your account must be open and in good standing. May not be used to satisfy any minimum payment due on your account. Coupon not valid on prior purchases and may not combine with any other credit offer or discount. © 2017 Citibank, N.A.

Doors and Windows Credit Offer



GET UP TO 24 MONTHS FINANCING  
on special order doors, windows and window installation. Offer valid 3/16/17-3/29/17.  

24 months financing on special order doors, windows and window installation purchases of $1,999 or more*  

18 months financing on special order doors, windows and window installation of purchases of $999 up to $1,998* 

12 months financing on special order doors, windows and window installation purchases of $299 up to $998*     

*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply.

Water Treatment Offer



NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
with low monthly payments* on any Installed Water Treatment purchases of $299 or more through 1-800-HOMEDEPOT. Valid 2/1/17-1/31/18. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

HVAC Offer



NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
with low monthly payments* on any Installed Heating or Air Conditioning purchases of $299 or more through 1-800-HOMEDEPOT. Valid 2/1/17-1/31/18. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

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Looking for more consumer financing options?

Or for business check out our commercial card options

Compare our Card Benefits

Compare our Card Benefits

Compare our Card Benefits

Compare our Card Benefits

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Consumer credit card
project loan card

Why This Card

Extend your budget for making home repairs, updates and improvements

Why This Card

Ideal for kitchen and bath remodels, room additions, roof replacement and other large projects

6 Months Financing* on Purchases

Of $299 or more   

Loans Up to $40K

With 6 months to purchase everything for your project

Up To 24-Month Financing* During Special Promotions

On exclusive credit offers throughout the year

84 Months to Pay Off Purchases

With fixed monthly rates and the flexibility to pay off at any time

APR 17.99% - 26.99%

 Based on creditworthiness

7.99% Fixed Interest Rate

For the life of the loan

1 Year Hassle-Free Returns††

That's 4X longer to make returns, just for being a cardmember

No interest if paid in full within 6 months* on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.

*With credit approval for qualifying purchases made on The Home Depot or Expo Design Center Consumer Credit Card, 17.99%-26.99% APR. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is only valid for consumer accounts. Minimum payments required.

**Interest only payments are required during the first 6 months and are based upon a 7.99% Annual Percentage Rate. After the first 6 months, the balance is amortized over 84 months at a 7.99% Annual Percentage Rate.

***See The Home Depot Returns Policy for details.
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