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Message to our Customers


The Home Depot Credit Customer Service Hours (Eastern Time)

Consumer Credit Accounts

US: 1-866-875-5488
Canada: 1-800-747-3787

Monday - Saturday: 
6 a.m. - 1 a.m.

7 a.m. - 12 a.m.

The Home Depot Project Loan


Monday - Saturday: 
8 a.m. - 12 a.m.

11 a.m. - 10 p.m.

Commercial Revolving
Charge Cards

US: 1-866-875-5489
Canada: 1-800-668-5336

Monday - Friday: 
7 a.m. - 11 p.m.

Saturday - Sunday: 
9 a.m. - 7 p.m.

Commercial Accounts

US: 1-866-875-5490
Canada: 1-888-308-5080

Monday - Friday: 
8 a.m. - 9 p.m.

Saturday - Sunday: 

Start a Project or Apply for a Line of Credit for Your Small Business Today!

Start a Project or Apply for a Line of Credit for Your Small Business Today!

Whether you’re considering projects for your home or business, The Home Depot has the ideal credit card for you. Home Depot Credit Cards are available for both consumer and commercial use. The Home Depot Consumer Credit Card also offers special financing.

The Home Depot also offers The Home Depot Project Loan, perfect for homeowners who are looking to renovate while making fixed low monthly payments over time. Since The Home Depot Project Loan may be used for any product in a store or online, a special order or a Home Depot installation service, this is a home repair loan that offers stress-free flexibility.

If you’re looking to start your project, home repair or are seeking a line of credit for your small business, apply for The Home Depot Credit Card today!

Key Credit Terms: No Payments, No Interest Credit Offers:

FINANCE CHARGES accrue from the date of purchase at the regular purchase rate in effect from time to time and all accrued FINANCE CHARGES will be added to your Account for the entire promotional period if qualifying purchases (including premiums for optional credit insurance) are not paid in full before the end of the promotional period or if you fail to make any required payment on your Account when due. See below for more details.

With credit approval for purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR for purchases 22.99%; Default APR 26.99% (rates may vary). Minimum FINANCE CHARGE: $1. See card agreement for details including when the default rate applies. Offer is only valid for consumer accounts, is subject to change without notice, and is not available on The Home Depot Rewards MasterCard®.