Credit Card Services



Make EveryDay Home Improvements



For questions about your
Consumer Credit Card account:

1-866-875-5488

Consumer Credit Card

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Special Every Day Financing* on purchases of $299 or more

• Up to 24 months financing during special promotions*
• Exclusive cardholder credit offers
• 1-year hassle-free returns‡

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See if you pre-qualify
without impacting your credit score.

Check Now

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% - 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

EXCLUSIVE CONSUMER CREDIT card OFFERS

SPECIAL FINANCING EVERY DAY*

No interest if paid in full within 6 months financing on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

Toro Snow Blowers Credit Offer

SAVE $25 OFF by statement credit on the purchase of any Toro Power Clear single-stage snow blower when purchased with a Home Depot credit card. Offer valid 9/14/17–11/01/17.

*Offer subject to credit approval and valid from 9/14/17 through 11/01/17. This offer is valid and redeemable for a $25 statement credit on a single receipt purchase at The Home Depot® retail stores when made with The Home Depot or EXPO Design Center Consumer Credit Card. Not available on The Home Depot Home Improver Card or homedepot.com. Valid in the U.S., U.S.V.I., Puerto Rico, and Guam. Limit one $25 credit per account during the promotional period. Cash value 1/20th of 1 cent. May take 1-2 billing cycles for credit to appear with a qualifying purchase. To receive the credit, your account must be open and in good standing. May not be used to satisfy any minimum payment due on your account. Coupon not valid on prior purchases and may not combine with any other credit offer or discount. © 2017 Citibank, N.A.

Installed Pergola Credit Offer

SAVE UP TO 10% OFF with free stain on Installed pergolas, arbors, and pavilions by Lawn Master Outdoor Living. Plus, get an additional 5% off by statement credit when you use your Home Depot Consumer Credit Card*. Offer valid 9/14/17–11/08/17.

Offer valid on select installed Pergola Arbor or Pavilion by Lawn Master Outdoor Living (Excludes options, display models and DIY kits) purchased from 9/14/17 through 11/08/17 at participating U.S. The Home Depot stores (A $450-$3300 Value). Offer not valid on prior purchases, clearance merchandise, purchases of gift cards or certificates, and may not be combined with any other offer or special incentive program. 

Home Depot local Service Providers are background checked, insured, licensed and/or registered. License or registration numbers held by or on behalf of Home Depot U.S.A., Inc. are available at homedepot.com/licensenumbers or at the Special Services Desk in The Home Depot store. State specific licensing information includes: AL 51289 AL 1924 AL 03010 AK 25084 AZ ROC252435 & ROC092581 AR 0228160517 CA 602331 DC 420214000109 FL CRC046858 FL EC00001440 CGC1514813 CAC1813767 CFC1426021 GA EN216765 LMP2977 GA RBCO005730 HI CT-22120 IA C091302 ID RCE-19683 LA 557308, 43960 and 883162 MA 112785 MD MHIC No. 85434 MI 2101089942& 2101198586 MN BC147263 MS, R00304 MT 37730 NE 26085 NV38686 NJ 13VH09277500 NM 86302 NC 31521 ND 29073 PA PA002232 OR 95843 OK 9190 RI 9480 SC GLG110120 TN 47781 TX TECL24447 TACLA1574C TACLB14980C M-16451 UT 286936-5501 VA 2705-068841A WA HOMED088RH WI 1046796 WV WV036104. Ask an associate for full list of product exclusions and other restrictions that may apply or call 1-800-HOMEDEPOT. Void where prohibited. ©2017 Home Depot Product Authority, LLC. 

*Offer subject to credit approval and valid from 9/14/17 through 11/08/17. This offer is valid and redeemable for an additional 5% discount by statement credit on a single receipt purchase at The Home Depot® retail stores when made with The Home Depot or EXPO Design Center Consumer Credit Card. Not available on The Home Depot Home Improver Card or homedepot.com. Valid in the U.S., U.S.V.I., Puerto Rico, and Guam. Limit one 5% credit per account during the promotional period. Cash value 1/20th of 1 cent. May take 1-2 billing cycles for credit to appear with a qualifying purchase. To receive the credit, your account must be open and in good standing. May not be used to satisfy any minimum payment due on your account. Coupon not valid on prior purchases and may not combine with any other credit offer or discount. © 2017 Citibank, N.A.

Installed HVAC Credit Offer

GET UP TO 24 MONTHS SPECIAL FINANCING* on any installed heating or air conditioning purchases. Offer valid 9/14/17–9/20/17.

Home Depot local Service Providers are background checked, insured, licensed and/or registered. License or registration numbers held by or on behalf of Home Depot U.S.A., Inc. are available at homedepot.com/license numbers or at the Special Services Desk in The Home Depot store. State specific licensing information includes: AL 51289, 1924, AK 25084, AZ ROC252435 & ROC092581, AR 0228160517, CA 602331, CT HIC.533772, DC 420214000109, FL CRC046858, CGC1514813, GA RBCO005730, HI CT-22120, IA C091302, ID RCE-19683, LA 557308, 43960 and 883162, MA HIC.112785, MD MHIC No. 85434, MI 2101089942 & 2101198586, MN BC147263, MS, R00304, MT 37730, NE 26085, NV 38686, NJ 13VH09277500, NM 86302, NC 31521, ND 29073, PA PA002232, OR 95843, Home Depot is a Registered Rhode Island General Contractor whose Registration Number is 9480, SC GLG110120, TN 47781, UT 286936-5501, VA 2705-068841A, WA HOMED088RH, WI 1046796 and WV WV036104. ©2017 Home Depot Product Authority, LLC. See sales associate for full list of product exclusions and other restrictions that may apply or call 1-800-HOMEDEPOT. Void where prohibited.

*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Only available in select stores.*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Only available in select stores.*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Only available in select stores.

Building Material Home Depot Credit Card Offer

Building Materials Offers

No interest if paid in full within 12 months* on any installed roofing, siding, windows, insulation, gutter, and leaf protection purchases of $5,000 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Offer valid 2/1/17-1/31/18.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.


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Water Treatment Home Depot Credit Card Offer


Water Treatment Offers

No interest if paid in full within 12 months* on any Installed water treatment purchases of $299 or more through 1-800-HOMEDEPOT. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Offer valid 2/1/17-1/31/18. 

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.


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HVAC Home Depot Credit Card Offer


Heating and Air Conditioning Offers

No interest if paid in full within 12 months* on any installed heating or air conditioning purchases of $299 or more through 1-800-HOMEDEPOT. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Offer valid 2/1/17-1/31/18. 

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.



Tackle Big Projects


For questions about your
Project Loan Card account:

1-877-476-3860

Project Loan

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7.99% fixed APR

• Credit lines of up to $55K 
• 6 month buying window to purchase products 
• 84 months to pay off
• No annual fees

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Remodel a kitchen or bath, add on a room, replace your roof, or tackle any big improvement project with a loan of up to $55k at a fixed rate of 7.99% APR and 84 months to pay

Consumer Credit Card

  

Why This Card:

Extend your budget for making home repairs, updates and improvements.

6 Months Financing* 
on purchases of $299 or more. 

Up to 24 Months Financing*
during special promotions. 

1-Year Hassle-Free Returns‡
That's 4X longer to make returns, just for being a cardmember.†See The Home Depot returns policy for details.

Zero Liability On Unauthorized Charges
Shop with confidence.

Project Loan

  

Why This Card:

Ideal for kitchen and bath remodels, room additions, roof replacement and other large projects.

Loans Up to $55,000
Purchase everything for your project with 6 months to pay.

84 Months to Pay Off Purchases
Fixed monthly rates with the flexibility to pay off at any time.

7.99% Fixed Interest Rate
Extended over the life of the loan.

No Annual Fees

  


Please Call Us At:

1-866-875-5488


Please Call Us At:

1-877-476-3860






take your operations to the next level

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Equip yourself with credit options to maximize your purchasing power and expand your business.


See Card Benefits













Apply Now Pay & Manage Card


Please call us at:

1-866-875-5489



Apply Now Pay & Manage Card


Please call us at:

1-866-875-5490



HOME DEPOT COMMERCIAL CREDIT CARD BENEFITS

With your commercial card, you get:


Itemized Statements
Easy-to-read, itemized billing statements organized by product number


Easy Purchase Tracking
Track purchases by PO number, job name, or job number


Online Account Management
View, manage and pay your account online, from anywhere


1 Year to Make Returns‡
4X longer to make returns, just for being a cardmember


Pro Xtra Membership
Automatic enrollment in our pro savings & benefits program

Enroll your account for additional perks:

Home Depot Commercial Account Fuel Rewards

Fuel Savings
See homedepot.com/cardbenefits for participating stations 
  


Home Depot Commercial Account Interest Payment

60 Days 
With no interest on every purchase. 2X longer to pay lets you optimize your cash flow. Minimum monthly payments required for Commercial Revolving Charge.


Get Enrolled








Commercial Revolving Charge

 






Why This Card:

Payment Flexibility 
Make low monthly payments or pay in full each month

Authorized User Cards 
Issue cards to employees entrusted to make purchases on your account

Commercial Account

 






Why This Card:

Pay in Full Monthly 
Payment due in full each month

Buyer ID Cards 
Authorize users to make purchases with spending limits and get detailed purchase info 

Pay by Invoice 
Optimize cash flow with the flexibility to itemize and pay invoices

The Home Depot Commercial and Consumer Credit Card Services

For consumers and pros alike, Home Depot offers convenient, affordable, credit card options to extend their purchasing power as well as manage and pay their account.  Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions. It’s perfect for everyday needs like appliances, lighting and fans, paint, tools, lawn and garden maintenance products, and an endless variety of home improvement projects. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder. 

If you’re tackling a larger renovation project, like a bath or kitchen makeover, you can get a Home Depot Project Loan with a line of credit of up to $55,000, with up to 84 months to pay it off, and no annual fees.  

And pros, you can maximize your spend and manage your business more effectively with Home Depot Commercial Accounts tailored to your needs. Our Revolving Charge card offers you the flexibility to make low monthly payments or payments in full each month. And, you can run multiple job site more efficiently with the ability to issue authorized user cards to trusted employees. 

Or, choose The Home Depot Commercial Account Card. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees.  Whether it’s for home or business, The Home Depot finance and card services team has you covered with a store card or Home Depot loan to help you get the job done.