More Time to Pay

No Payments, No Interest if Paid in Full Within 6 Months*

Deferred financing if paid in full within 6 months* on purchases that total $299 or more on The Home Depot Consumer Credit Card. Shop online or at your local store.

The Home Depot Consumer Credit Card Benefits
The Home Depot Consumer Credit Card provides convenient buying power at all U.S. The Home Depot stores. We offer great deferred billing promotions as well as low monthly payments. You can even view and pay your account online!

For Your Protection
If you submit your application online, you will receive an online reply in as little as 45 seconds. Your card is automatically activated when you make your first purchase online or in the store.




FINANCE CHARGES accrue from the date of purchase at the regular purchase rate in effect from time to time and all accrued FINANCE CHARGES will be added to your Account for the entire promotional period if qualifying purchases (including premiums for optional credit insurance) are not paid in full before the end of the promotional period or if you fail to make any required payment on your Account when due or make a payment to us that is not honored. Deferred period varies by offer. See specific offer for details.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card, Rates as low as 17.99% APR; Actual rates from 17.99% - 26.99% APR; Fewer than half of applicants will qualify for a rate of less than 25.99% APR. Default APR 29.99% (rates may vary). Minimum FINANCE CHARGE: $2. See card agreement for details including when the default rate applies. Offer is only valid for consumer accounts and is subject to change without notice.

MINIMUM MONTHLY PAYMENTS:

With credit approval for purchases made on The Home Depot Consumer Credit Card. The advertised minimum monthly payment is an estimate of the minimum monthly payment required based on the purchase price of this item and does not include taxes or other charges. The actual required minimum payment for your account may be more or less than the amount shown based on: changes in your APR including application of the default rate, existing balances or making additional transactions, including optional credit protection fees billed to the account, and interest and fees billed to the account. You can always pay more than the amount indicated above since the more you pay each month, the quicker your balance will be repaid. See card agreement for details.