Credit Card Services


Make EveryDay Home Improvements



For questions about your
Consumer Credit Card account:

1-866-875-5488

Consumer Credit Card

_____________________________________________________


Special Every Day Financing* on purchases of $299 or more

• Up to 24 months financing during special promotions*
• Exclusive cardholder credit offers
• 1-year hassle-free returns‡

_____________________________________________________


See if you pre-qualify
without impacting your credit score.

Check Now

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% - 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

EXCLUSIVE CONSUMER CREDIT card OFFERS

GET THE CARD, SAVE UP TO $100 TODAY

The Home Depot Credit card

Get the card, Save up to $100 today

Valid 8/2/2018–1/30/2019. 

Not combinable with other discounts.

*Offer is for new accounts opened in-store, is subject to credit approval. This offer is redeemable on a single receipt purchase of either a $25 discount on a purchase of $25 up to $999; or a $100 discount on a purchase of $1,000 or more made within 30 days of your account open date at The Home Depot® retail stores with your The Home Depot Consumer Credit Card, The Home Depot Home Improver Card, The Home Depot Commercial Revolving Charge, or The Home Depot Commercial Account. Offer is for new accounts. This offer is redeemable for either a $25 discount on a single-receipt purchase of $25 up to $999; or a $100 discount on a single-receipt purchase of $1,000 or more within 30 days of your account open date at The Home Depot® retail stores or homedepot.com when made with your The Home Depot Consumer Credit Card, The Home Depot Home Improver Card, The Home Depot Commercial Revolving Charge, or The Home Depot Commercial Account. With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.

Apply Now

Valid in the U.S., U.S.V.I., Puerto Rico and Guam. Offer does not apply to prior purchases, The Home Depot Gift Cards, 3rd party Gift Cards or Certificates, installation products or services purchased in home, Tool Rental or to Traeger®, Weber®, Bona®, Simplehuman®, Delonghi®, Buckhaven, Samsung Chef Collection, Bosch Benchmark® Series, Liebherr, Zephyr, Miele, Bertazonni, Fisher & Paykel®, Signature Kitchen Suite, Jenn-Air®, Dacor®, Thermador®, Monogram products and trade styles. Coupon is not combinable with other discounts. Ask an associate. May not be combined with some other discounts; ask an Associate. Coupon is not valid on prior purchases. More details in store.

SPECIAL FINANCING* EVERY DAY

The Home Depot Credit card

6 MONTHS EVERY DAY FINANCING* ON PURCHASES OF $299 OR MORE   
  

Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.No interest if paid in full within 6 months financing on purchases of $299 or more.

Apply Now

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

UP TO 24 MONTHS SPECIAL FINANCING ON INSTALLED ROOFING, ATTIC INSULATION, GUTTERS & LEAF PROTECTION PURCHASES*.

shed

Up to 24 Months Special Financing on Installed Roofing, Attic Insulation, Gutters & Leaf Protection purchases*.
  

Valid 9/20-11/14/18.

*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Available in Select Markets. Ask an Associate for details.

No Interest if Paid in Full Within Promotional Period: 24 months financing on Installed Roofing, Attic Insulation, Gutters or Leaf Protection purchases* of $1,999 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 9/4-11/14/18
    

Apply Now

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; ask an Associate for details.

10% OFF SELECT SHEDS USA AND TUFF SHEDS INSTALLED SHEDS & GARAGES PLUS AN ADDITIONAL 5% OFF BY STATEMENT CREDIT

Save up to 10% off Select Sheds USA and Tuff Sheds Installed Sheds & Garages

Save up to 10% off Select Sheds USA and Tuff Sheds Installed Sheds & Garages
  

Plus An Additional 5% off by Statement Credit When You Use Your Home Depot Consumer Credit Card *

Valid 10/11-11/7/2018

Excludes all displays, Sheds USA Val-U Series and Keystone Series Sheds.
5% to 10% off the base building price of Sheds USA sheds and Tuff Shed sheds and Tuff Sheds Garages. Offer valid on installed sheds and garages by Tuff Shed. (Excludes all displays, Sheds USA Val-U Series and Keystone Series Sheds.) Savings Range ($107.00- $2333.40)
  

Apply Now

Offer valid on select installed Sheds USA and Tuff Sheds sheds and Tuff Sheds Garages purchased from Valid 10/11/18-11/7/18 at participating U.S. The Home Depot® stores (a value of $107.00-$2333.40). Amount is based on the base building price (exclusive of options, upgrades, taxes, shipping and display models). Limit one per household. Offer not valid on prior purchases, clearance merchandise, purchases of gift cards or certificates, and may not be combined with any other offer or special incentive program, except current credit promotion(s). Services may not be available in all areas. Home Depot local Service Providers are background checked, insured, licensed and/or registered. License or registration numbers held by or on behalf of Home Depot U.S.A., Inc. are available at homedepot.com/licensenumbers or at the Special Services Desk in The Home Depot store. State specific licensing information includes: AL 51289 AL 1924 AL 03010 AK 25084 AZ ROC252435 & ROC092581 AR 0228160517 CA 602331 DC 420214000109 FL CRC046858 FL EC00001440 CGC1514813 CAC1813767 CFC1426021 GA EN216765 LMP2977 GA RBCO005730 HI CT-22120 IA C091302 ID RCE-19683 LA 557308, 43960 and 883162 MA 112785 MD MHIC No. 85434 MI 2101089942& 2101198586 MN BC147263 MS, R00304 MT 37730 NE 26085 NV38686 NJ 13VH09277500 NM 86302 NC 31521 ND 29073 PA PA002232 OR 95843 OK 9190 RI 9480 SC GLG110120 TN 47781 TX TECL24447 TACLA1574C TACLB14980C M-16451 UT 286936-5501 VA 2705-068841A WA HOMED088RH WI 1046796 WV WV036104. ©2018 Home Depot Product Authority, LLC. See sales associate for full list of product exclusions and other restrictions that may apply or call 1-800-HOMEDEPOT. Void where prohibited.

*Offer subject to credit approval and valid from Valid 8/23-9/12/18. This offer is valid and redeemable for an additional 5% discount by statement credit on a single receipt purchase at The Home Depot® retail stores when made with The Home Depot or EXPO Design Center Consumer Credit Card. Not available on The Home Depot Home Improver Card or homedepot.com. Valid in the U.S., U.S.V.I., Puerto Rico, and Guam. Limit one 5% credit per account during the promotional period. Cash value 1/20th of 1 cent. May take 1-2 billing cycles for credit to appear with a qualifying purchase. To receive the credit, your account must be open and in good standing. May not be used to satisfy any minimum payment due on your account. Coupon not valid on prior purchases and may not combine with any other credit offer or discount. © 2017 Citibank, N.A.

12 MONTHS SPECIAL FINANCING ON NEST® PRODUCT PURCHASES OF $349 OR MORE

12 months special financing on Nest® product purchases of $349 or more*
    

Valid 8/2–10/31/2018.

No interest if paid in full within 12 months on Nest product purchases of $349 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 8/2–10/31/2018.

*When purchased on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Additional terms apply.
  

Apply Now

No interest if paid in full within 12 months on Appliance purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; more details in store.

UP TO 24 MONTHS FINANCING ON SPECIAL ORDER AND INSTALLED BLINDS, SHADES & SHUTTER PURCHASES

Blinds, Shades & Shutter offer

made on your Home Depot Consumer Credit Card.
 

Valid 1/25/2018-1/23/2019
  

No Interest if Paid in Full Within Promotional Period: 18 months* financing on special order and installed blinds, shades, and shutters purchases of $999 up to $1,998, 24 months* financing on special order and installed blinds, shades, and shutters purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 1/25/2018-1/31/2019
   

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; ask an Associate for details.

MORE CONSUMER CREDIT CARD OFFERS

Building Materials

Building Materials Offers

No interest if paid in full within 12 months* on any installed roofing, siding, windows, insulation, gutter, and leaf protection purchases of $5,000 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. 

Offer valid 2/1/2018-1/31/2019.

Apply Now

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

Water Treatment Offers

Water Treatment Offers

No interest if paid in full within 12 months* on any Installed water treatment purchases of $299 or more through 1-800-HOMEDEPOT. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. 

Offer valid 2/1/2018 - 1/31/2019.
   

Apply Now

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.

Heating and Air Conditioning Offers

Heating and Air Conditioning Offers

No interest if paid in full within 12 months* on any installed heating or air conditioning purchases of $299 or more through 1-800-HOMEDEPOT. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. 

Offer valid 2/1/2018 - 1/31/2019.
   

Apply Now

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.



Tackle Big Projects


For questions about your
Project Loan Card account:

1-877-476-3860

Project Loan

________________________________________________________________


7.99% fixed APR

• Credit lines of up to $55K 
• 6 month buying window to purchase products 
• 84 months to pay off
• No annual fees

________________________________________________________________



Remodel a kitchen or bath, add on a room, replace your roof, or tackle any big improvement project with a loan of up to $55k at a fixed rate of 7.99% APR and 84 months to pay

Compare Consumer Credit Card vs. Project Loan Benefits

Consumer Credit Card

  

Why This Card:

Extend your budget for making home repairs, updates and improvements.

6 Months Financing* 
on purchases of $299 or more. 

Up to 24 Months Financing*
during special promotions. 

1-Year Hassle-Free Returns‡
That's 4X longer to make returns, just for being a cardmember.†See The Home Depot returns policy for details.

Zero Liability On Unauthorized Charges
Shop with confidence.

Project Loan

  

Why This Card:

Ideal for kitchen and bath remodels, room additions, roof replacement and other large projects.

Loans Up to $55,000
Purchase everything for your project with 6 months to pay.

84 Months to Pay Off Purchases
Fixed monthly rates with the flexibility to pay off at any time.

7.99% Fixed Interest Rate
Extended over the life of the loan.

No Annual Fees


Please Call Us At:

1-866-875-5488


Please Call Us At:

1-877-476-3860






take your operations to the next level

______________________________________________________

Equip yourself with credit options to maximize your purchasing power and expand your business


See Card Benefits













Apply Now Pay & Manage Card


Please call us at:

1-866-875-5489



Apply Now Pay & Manage Card


Please call us at:

1-866-875-5490



HOME DEPOT COMMERCIAL CREDIT CARD BENEFITS

With your commercial card, you get:


Itemized Statements
Easy-to-read, itemized billing statements organized by product number


Easy Purchase Tracking
Track purchases by PO number, job name, or job number


Online Account Management
View, manage and pay your account online, from anywhere


1 Year to Make Returns‡
4X longer to make returns, just for being a cardmember


Pro Xtra Membership
Automatic enrollment in our pro savings & benefits program

Enroll your account for additional perks:

Home Depot Commercial Account Fuel Rewards

Fuel Savings
See homedepot.com/cardbenefits for participating stations 
  


Home Depot Commercial Account Interest Payment

60 Days 
With no interest on every purchase. 2X longer to pay lets you optimize your cash flow. Minimum monthly payments required for Commercial Revolving Charge.


Get Enrolled








Compare Our Commercial Card Benefits

Commercial Revolving Charge

      

Why This Card:

Payment Flexibility 
Make low monthly payments or pay in full each month

Authorized User Cards 
Issue cards to employees entrusted to make purchases on your account

Commercial Account

      

Why This Card:

Pay in Full Monthly 
Payment due in full each month

Buyer ID Cards 
Authorize users to make purchases with spending limits and get detailed purchase info 

Pay by Invoice 
Optimize cash flow with the flexibility to itemize and pay invoices

The Home Depot Commercial and Consumer Credit Card Services

For consumers and pros alike, Home Depot offers convenient, affordable, credit card options to extend their purchasing power as well as manage and pay their account.  Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions. It’s perfect for everyday needs like appliances, lighting and fans, paint, tools, lawn and garden maintenance products, and an endless variety of home improvement projects. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder. 

If you’re tackling a larger renovation project, like a bath or kitchen makeover, you can get a Home Depot Project Loan with a line of credit of up to $55,000, with up to 84 months to pay it off, and no annual fees.  

And pros, you can maximize your spend and manage your business more effectively with Home Depot Commercial Accounts tailored to your needs. Our Revolving Charge card offers you the flexibility to make low monthly payments or payments in full each month. And, you can run multiple job site more efficiently with the ability to issue authorized user cards to trusted employees. 

Or, choose The Home Depot Commercial Account Card. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees.  Whether it’s for home or business, The Home Depot finance and card services team has you covered with a store card or Home Depot loan to help you get the job done.