#1 Home Improvement Retailer

Credit Card Services - The Home Depot

SAVE UP TO $100 TODAY◊ - on your qualifying purchase when you open a new card. Not combinable with other discounts. Valid 7/29/2021–1/26/2022.
Consumer Credit Card
Consumer Credit Card
Consumer Credit Card Offers
  24 Months Financing* on Installed Water Treatment Purchases $600 or More

Valid 12/2-1/26/22.

  Save Up To $500 on Select Tuff Shed Installed Sheds and Garage Purchases, Plus an Additional 5% Off By Statement Credit When You Use You The Home Depot Consumer Credit Card

Valid 1/6–1/26/2022.

 12 Months Financing* On Installed Fencing Purchases $2500 or More

Valid 1/13–1/26/2022.

  12 Months Financing* on Appliance Purchases $299 or More

Valid 1/13–1/19/2022.

Project Loan
Project Loan Card
Project Loan Payment Chart Example

*Period begins at approval.

**See loan agreement for further details.

***Loan product has four tiers with Term and APR subject to qualifying credit approval: 66 monthly payments at 7.42% APR; 78 monthly payments at 12.86% APR; 90 monthly payments at 16.24% APR; or 114 monthly payments at 19.96% APR. Monthly payments will not exceed $20 per $1000 spent (e.g., $160 per month for an $8000 purchase). APR fixed for the life of the loan. No down payment. Not valid in Puerto Rico, USVI, and Guam. NMLS #1416362.

Choose the Card That Works for You
PXE Commercial Revolving Charge
Commercial Credit Card
The Home Depot Commercial & Consumer Credit Card Services

For consumers and pros alike, Home Depot offers convenient, affordable, credit card options to extend their purchasing power as well as manage and pay their account. Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions. It’s perfect for everyday needs like appliances, lighting and fans, paint, tools, lawn and garden maintenance products, and an endless variety of home improvement projects. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder.

If you’re tackling a larger renovation project, like a bath or kitchen makeover, you can get a Home Depot Project Loan with a line of credit of up to $55,000, with up to 84 months to pay it off, and no annual fees.

As a pro, you can maximize your spend and manage your business more effectively with a Home Depot Credit Card, revolving or commercial account tailored to your needs. The Pro Xtra Credit Card offers rewards and low monthly payments.

Or, choose The Home Depot Commercial Account. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees. Whether it’s for home or business, The Home Depot finance and card services team has you covered with a Home Depot Credit Card for our stores or Home Depot loan to help you get the job done.