Credit Card Services
Find the right card FOR
YOUR HOME OR BUSINESS
Make EveryDay Home Improvements
For questions about your
Consumer Credit Card account:
1-866-875-5488
Consumer Credit Card
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Special Every Day Financing* on purchases of $299 or more
• Up to 24 months financing during special promotions*
• Exclusive cardholder credit offers
• 1-year hassle-free returns‡
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See if you pre-qualify
without impacting your credit score.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% - 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
EXCLUSIVE CONSUMER CREDIT card OFFERS
6 MONTHS EVERY DAY FINANCING* ON PURCHASES OF $299 OR MORE
No interest if paid in full within 6 months financing on purchases of $299 or more.
Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.No interest if paid in full within 6 months financing on purchases of $299 or more.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
Up to 24 months financing on any Installed Roofing, Siding, Windows, Insulation, Gutter, and Leaf Protection purchases *
Valid 4/19-4/25/2018
*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply.
No Interest if Paid in Full Within Promotional Period: 12 Months* on Any Installed Roofing, Siding, Windows, Insulation, Gutter, and Leaf Protection purchases of $299–$998, 18 Months* on Any Installed Roofing, Siding, Windows, Insulation, Gutter, and Leaf Protection purchases of $999–$1,998 or 24 Months* on Any Installed Roofing, Siding, Windows, Insulation, Gutter, and Leaf Protection purchases of $1,999 or More. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 4/19-4/25/2018
24 months financing* on Installed Cabinet Refacing purchases
Valid 4/19-4/25/2018
*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply.
No Interest if Paid in Full Within Promotional Period: 24 Months* on Installed Cabinet Refacing purchases of $1,999 or More. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 4/19-4/25/2018
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; ask an Associate for details
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
on Appliance purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.
Valid 4/16-4/25/2018
*When purchased on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Additional terms apply.
No Interest if Paid in Full Within 12 Months* on Appliance Purchases of $299 or More. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 4/16-4/25/2018.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.
Up to 24 Month special financing on purchases of special order carpet or installed carpet
made on your Home Depot Credit Card.
Valid 4/16-4/25/2018
24 months financing on carpet purchases of $1,999 or more*
18 months financing on carpet purchases of $999 up to $1,998*
12 months financing on carpet purchases of $299 up to $998*
†*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Cashier must scan coupon to receive offer. Excludes services purchased in home. May not combine with any credit offer or discount including the 6 months everyday credit offer. Ask an Associate for details.
No Interest if Paid in Full Within Promotional Period: 12 Months* on purchases of special order carpet or installed carpet of $299–$998, 18 Months* on purchases of special order carpet or installed carpet of $999–$1,998 or 24 Months* on purchases of special order carpet or installed carpet of $1,999 or More. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid
4/16-4/25/2018.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.
12 months financing on Riding Mower purchases of $899 or more*
Valid 4/5-5/30/2018.
*When purchased on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Additional terms apply.
No Interest If Paid In Full Within 12 Months* on Riding Mower Purchases That Total $899 or More on The Home Depot Consumer Credit Card. Valid 4/5–5/30/2018. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card, 17.99% – 26.99% APR. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is only valid for consumer accounts. 6 months everyday credit offer is subject to change without notice.
12 months special financing on Installed Fencing purchases of $2,999 or more*
Valid 3/8-7/26/2018
*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply.
No Interest if Paid in Full Within 12 Months* on Installed Fencing Purchases of $2,999 or More. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 3/8-7/26/2018
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.
Up to 24 months financing on special order and installed blinds, shades, and shutters purchases*
made on your Home Depot Consumer Credit Card.
Valid 1/25/2018-1/23/2019
*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply.
No Interest if Paid in Full Within Promotional Period: 18 months* financing on special order and installed blinds, shades, and shutters purchases of $999 up to $1,998, 24 months* financing on special order and installed blinds, shades, and shutters purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 1/25/2018-1/31/2019
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; ask an Associate for details.
Building Materials Offers
No interest if paid in full within 12 months* on any installed roofing, siding, windows, insulation, gutter, and leaf protection purchases of $5,000 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Offer valid 2/1/2018-1/31/2019.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
Water Treatment Offers
No interest if paid in full within 12 months* on any Installed water treatment purchases of $299 or more through 1-800-HOMEDEPOT. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Offer valid 2/1/2018 - 1/31/2019.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
Heating and Air Conditioning Offers
No interest if paid in full within 12 months* on any installed heating or air conditioning purchases of $299 or more through 1-800-HOMEDEPOT. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Offer valid 2/1/2018 - 1/31/2019.
*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice.
Tackle Big Projects
For questions about your
Project Loan Card account:
1-877-476-3860
Project Loan
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7.99% fixed APR
• Credit lines of up to $55K
• 6 month buying window to purchase products
• 84 months to pay off
• No annual fees
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Remodel a kitchen or bath, add on a room, replace your roof, or tackle any
big improvement project with a loan of up to $55k at a fixed rate of 7.99% APR
and 84 months to pay
Consumer Credit Card
Why This Card:
Extend your budget for making home repairs, updates and improvements.
6 Months Financing*
on purchases of $299 or more.
Up to 24 Months Financing*
during special promotions.
1-Year Hassle-Free Returns‡
That's 4X longer to make returns, just for being a cardmember.†See The Home Depot returns policy for details.
Zero Liability On Unauthorized Charges
Shop with confidence.
Project Loan
Why This Card:
Ideal for kitchen and bath remodels, room additions,
roof replacement and other large projects.
Loans Up to $55,000
Purchase everything for your project with 6 months to pay.
84 Months to Pay Off Purchases
Fixed monthly rates with the flexibility to pay off at any time.
7.99% Fixed Interest Rate
Extended over the life of the loan.
No Annual Fees
Please Call Us At:
1-866-875-5488
Please Call Us At:
1-877-476-3860
take your operations
to the next level
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Equip yourself with credit options to maximize
your purchasing power and expand your business.
See Card Benefits
HOME DEPOT COMMERCIAL CREDIT CARD BENEFITS
With your commercial card, you get:
Itemized Statements
Easy-to-read, itemized billing statements organized by product number
Easy Purchase Tracking
Track purchases by PO number, job name, or job number
Online Account Management
View, manage and pay your account online, from anywhere
1 Year to Make Returns‡
4X longer to make returns, just for being a cardmember
Pro Xtra Membership
Automatic enrollment in our pro savings & benefits program
Enroll your account for additional perks:
Fuel Savings†
See homedepot.com/cardbenefits for participating stations
60 Days
With no interest on every purchase. 2X longer to pay lets you optimize your cash flow. Minimum monthly payments required for Commercial Revolving Charge.
Commercial Revolving Charge
Why This Card:
Payment Flexibility
Make low monthly payments or pay in full each month
Authorized User Cards
Issue cards to employees entrusted to make purchases on your account
Commercial Account
Why This Card:
Pay in Full Monthly
Payment due in full each month
Buyer ID Cards
Authorize users to make purchases with spending limits and get detailed purchase info
Pay by Invoice
Optimize cash flow with the flexibility to itemize and pay invoices
The Home Depot Commercial and Consumer Credit Card Services
For consumers and pros alike, Home Depot offers convenient, affordable, credit card options to extend their purchasing power as well as manage and pay their account. Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions. It’s perfect for everyday needs like appliances, lighting and fans, paint, tools, lawn and garden maintenance products, and an endless variety of home improvement projects. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder.
If you’re tackling a larger renovation project, like a bath or kitchen makeover, you can get a Home Depot Project Loan with a line of credit of up to $55,000, with up to 84 months to pay it off, and no annual fees.
And pros, you can maximize your spend and manage your business more effectively with Home Depot Commercial Accounts tailored to your needs. Our Revolving Charge card offers you the flexibility to make low monthly payments or payments in full each month. And, you can run multiple job site more efficiently with the ability to issue authorized user cards to trusted employees.
Or, choose The Home Depot Commercial Account Card. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees. Whether it’s for home or business, The Home Depot finance and card services team has you covered with a store card or Home Depot loan to help you get the job done.