Credit Card Services

FIND THE RIGHT CARD FOR YOU
Consumer Credit Card
Consumer Credit Card
Consumer Credit Card Offers
 24 Months Financing* on Installed Tankless Water Heater Purchases

Minimum $999 purchase required. Valid 12/10/2020–2/3/2021.

*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Terms and conditions apply. Ask an Associate for details. Home Depot local Service Providers are background checked, insured, licensed and/or registered. License or registration numbers held by or on behalf of Home Depot U.S.A., Inc. are available at homedepot.com/licensenumbers or at the Special Services Desk in The Home Depot store. State specific licensing information includes: AL 51289, 1924; AK 25084; AZ ROC252435, ROC092581; AR 228160518; CA 602331; CT HIC.533772; DC 420214000109, 410517000372; FL CRC046858, CGC1514813; GA RBCO005730, GCCO005540; HI CT-22120; ID RCE-19683; IA C091302; LA 43960, 557308, 883162; MD 85434, 42144; MA 112785, CS-107774; MI 2101089942, 2102119069; MN BC147263; MS 22222-MC; MT 37730; NE 26085; NV 38686; NJ 13VH09277500; NM 86302; NC 31521; ND 29073; OR 95843; The Home Depot U.S.A., Inc. is a Registered General Contractor in Rhode Island and its Registration Number is 9480; SC GLG110120; TN 47781; UT 286936-5501; VA 2705-068841; WA HOMED088RH; WV WV036104; WI 1046796. Not available on The Home Depot Home Improver Card. © 2020 Home Depot Product Authority, LLC. All rights reserved.

Rule 12 Months Financing on Installed Heating & Air Conditioning Purchases

Minimum $299 purchase required. Valid 1/30/2020-1/27/2021.

thd Pick 3 Free Tuff Shed Sundance Series Shed or Garage Options + 5% off by Statement Credit*

Customer may select three free options from list of ten standard options which includes 2’ x 2’ window, building length of ridge vent, one (1) pair of ramps, treated floor upgrade, LP radiant barrier roof decking upgrade, building width of 16” deep shelving, black door hardware upgrade, decorative door trim upgrade, shutters and lifetime dimensional shingles. Excludes display buildings and Keystone Series sheds.

thd 10% off Installed Lawn Master Outdoor Living Pergolas, Arbors & Pavilions + 5% off by Statement Credit*

Offer valid on purchases at participating U.S. The Home Depot stores. Up to 10% off ($185–$1,800 savings) with the purchase of an installed Pergola, Arbor or Pavilion by Lawn Master Outdoor Living. Excludes options, display models and DIY kits. Offer not valid on prior purchases, clearance merchandise, purchases of gift cards or certificates, and may not be combined with any other offer or special incentive program.

   12 Months Financing* on Installed Fencing Purchases

Minimum $1999 purchase required. Valid 1/14–1/27/2021.

Project Loan
Project Loan Payment Chart Example

*Period begins at approval.

**See loan agreement for further details.

***Loan product has four tiers with Term and APR subject to qualifying credit approval: 66 monthly payments at 7.42% APR; 78 monthly payments at 12.86% APR; 90 monthly payments at 16.24% APR; or 114 monthly payments at 19.96% APR. Monthly payments will not exceed $20 per $1000 spent (e.g., $160 per month for an $8000 purchase). APR fixed for the life of the loan. No down payment. Not valid in Puerto Rico, USVI, and Guam. NMLS #1416362.

Commercial Credit Card Introduction
Commercial Revolving Charge Card
Commercial Revolving Charge Card
Commercial Account
Commercial Credit Card
The Home Depot Commercial and Consumer Credit Card Services

For consumers and pros alike, Home Depot offers convenient, affordable, credit card options to extend their purchasing power as well as manage and pay their account. Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions. It’s perfect for everyday needs like appliances, lighting and fans, paint, tools, lawn and garden maintenance products, and an endless variety of home improvement projects. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder.


If you’re tackling a larger renovation project, like a bath or kitchen makeover, you can get a Home Depot Project Loan with a line of credit of up to $55,000, with up to 84 months to pay it off, and no annual fees.


As a pro, you can maximize your spend and manage your business more effectively with Home Depot commercial accounts tailored to your needs. Our Commercial Revolving Charge card offers you the flexibility to make low monthly payments or payments in full each month. And, you can run multiple job sites more efficiently with the ability to issue authorized user cards to trusted employees.


Or, choose The Home Depot Commercial Account. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees. Whether it’s for home or business, The Home Depot finance and card services team has you covered with a store card or Home Depot loan to help you get the job done.