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Credit Card Services

FIND THE RIGHT CARD FOR YOU
Consumer Credit Card Consumer Credit Card

Project Loan

Commercial Revolving Charge Card

Commercial Account

SAVE UP TO $100 TODAY* on your qualifying purchase when you open a new card. Not combinable with other discounts. Valid 7/30/20–1/27/2021.
Consumer Credit Card

Consumer Credit Card
Consumer Credit Card Offers
Rule UP TO 24 MONTHS SPECIAL FINANCING* STOREWIDE

Get up to 24 months special financing on storewide purchases made on The Home Depot Consumer Credit Card.

  • No Interest if Paid in Full Within Promotional Period: 12 Months* on purchases of $299–$998, 18 Months* on purchases of $999–$1,998 or 24 Months* on purchases of $1,999 or More. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 11/26–12/2/2020.
  • *With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR: 17.99% – 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.
Rule 12 Months Financing on Installed Heating & Air Conditioning Purchases

Minimum $299 purchase required. Valid 1/30/2020-1/27/2021.

  • *With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Ask an Associate for details. Rule
Rule 12 Months Financing* on Appliances

Minimum $299 purchase required. Valid 11/4–12/3/2020

  • Approved @Ed Raldiris [thehomedepot.my.workfront.com] 12 Months Financing* on Appliances Minimum $299 purchase required. Valid 11/4–12/3/2020 *With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. Not available on The Home Depot Home Improver Card. Terms and conditions apply. Ask an Associate for details.
Project Loan

Project Loan Card
Project Loan Payment Chart Example

*Period begins at approval.

**See loan agreement for further details.

***Loan product has four tiers with Term and APR subject to qualifying credit approval: 66 monthly payments at 7.42% APR; 78 monthly payments at 12.86% APR; 90 monthly payments at 16.24% APR; or 114 monthly payments at 19.96% APR. Monthly payments will not exceed $20 per $1000 spent (e.g., $160 per month for an $8000 purchase). APR fixed for the life of the loan. No down payment. Not valid in Puerto Rico, USVI, and Guam. NMLS #1416362.

Commercial Credit Card Introduction
Commercial Revolving Charge Card

Commercial Revolving Charge Card
Commercial Account

Commercial Credit Card
The Home Depot Commercial and Consumer Credit Card Services

For consumers and pros alike, Home Depot offers convenient, affordable, credit card options to extend their purchasing power as well as manage and pay their account. Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions. It’s perfect for everyday needs like appliances, lighting and fans, paint, tools, lawn and garden maintenance products, and an endless variety of home improvement projects. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder.


If you’re tackling a larger renovation project, like a bath or kitchen makeover, you can get a Home Depot Project Loan with a line of credit of up to $55,000, with up to 84 months to pay it off, and no annual fees.


As a pro, you can maximize your spend and manage your business more effectively with Home Depot commercial accounts tailored to your needs. Our Commercial Revolving Charge card offers you the flexibility to make low monthly payments or payments in full each month. And, you can run multiple job sites more efficiently with the ability to issue authorized user cards to trusted employees.


Or, choose The Home Depot Commercial Account. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees. Whether it’s for home or business, The Home Depot finance and card services team has you covered with a store card or Home Depot loan to help you get the job done.