Credit Card Services

FIND THE RIGHT CARD FOR YOU
Consumer Credit Card
Consumer Credit Card
Consumer Credit Card Offers
horizontal line No Interest if Paid in Full Within 24 Months* on RainSoft Installed Water Treatment purchases of $600 or more.

Valid 5/7/20-5/31/20.

horizontal rule No Interest if Paid in Full Within 24 Months* on EcoWater Installed Water Treatment purchases of $600 or more.

Valid 4/16/20-5/31/20.

Rule 12 Months Financing* on Appliance Purchases of $299 or more

Valid 5/14/20-6/3/20.

Rule 12 Months Financing on Storewide Purchases of $499 or more*

Valid 5/19/20-6/17/20.

Rule 12 months financing on any Installed Heating and Air Conditioning purchase of $299 or more*

Valid 1/30/20-1/27/21.

Project Loan
Project Loan Payment Chart Example

*Period begins at approval.

**See loan agreement for further details.

***Loan product has four tiers with Term and APR subject to qualifying credit approval: 66 monthly payments at 7.42% APR; 78 monthly payments at 12.86% APR; 90 monthly payments at 16.24% APR; or 114 monthly payments at 19.96% APR. Monthly payments will not exceed $20 per $1000 spent (e.g., $160 per month for an $8000 purchase). APR fixed for the life of the loan. No down payment. Not valid in Puerto Rico, USVI, and Guam. NMLS #1416362.

Commercial Credit Card Introduction
Commercial Revolving Charge Card
Commercial Revolving Charge Card
Commercial Account
Commercial Credit Card
Commercial Credit Card Offers
 IN-STORE ONLY: GET THE CARD, SAVE UP TO $100 TODAY†

Get the card, save up to $100 today on your qualifying purchase when you open a new The Home Depot Commercial Revolving Charge or The Home Depot Commercial Account. Coupon cannot be combined with other discounts. Get $25 off your first purchase of $25–$299, $50 off your first purchase of $300–$999 OR $100 off your first purchase of $1000 or more.†

The Home Depot Commercial and Consumer Credit Card Services

For consumers and pros alike, Home Depot offers convenient, affordable, credit card options to extend their purchasing power as well as manage and pay their account. Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions. It’s perfect for everyday needs like appliances, lighting and fans, paint, tools, lawn and garden maintenance products, and an endless variety of home improvement projects. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder.


If you’re tackling a larger renovation project, like a bath or kitchen makeover, you can get a Home Depot Project Loan with a line of credit of up to $55,000, with up to 84 months to pay it off, and no annual fees.


As a pro, you can maximize your spend and manage your business more effectively with Home Depot commercial accounts tailored to your needs. Our Commercial Revolving Charge card offers you the flexibility to make low monthly payments or payments in full each month. And, you can run multiple job sites more efficiently with the ability to issue authorized user cards to trusted employees.


Or, choose The Home Depot Commercial Account. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees. Whether it’s for home or business, The Home Depot finance and card services team has you covered with a store card or Home Depot loan to help you get the job done.