*Offer is for new accounts, is subject to credit approval and valid now through 7/30/25. This offer is redeemable for either a $25 discount on a single-receipt purchase of $25 up to $299, a $50 discount on a single-receipt purchase of $300 up to $999 or a $100 discount on a single-receipt purchase of $1,000 or more, excluding tax and delivery fees, within 30 days of your account open date at The Home Depot® retail stores or homedepot.com when made with your The Home Depot Consumer Credit Card, The Home Depot Home Improver Card, the Pro Xtra Credit Card, or The Home Depot Commercial Account. Coupon is on a single transaction and expires upon use. Valid in the U.S., U.S.V.I., Puerto Rico and Guam. Offer does not apply to prior purchases, The Home Depot Gift Cards or Certificates, third party gift cards, installation products or services purchased in home, Tool Rental or to Traeger®, Weber®, Bona®, Simplehuman®, Dacor®, Viking®, Fisher & Paykel®, Sharp InsightTM, Delonghi®, Buckhaven, Lynx®, AlfrescoTM, OCI, Marvel®, Bertazzoni, Aga, Vent-A-Hood®, Samsung Chef Collection, Bosch Benchmark® Series, Liebherr, Zephyr, Miele, Signature Kitchen Suite, Jenn-Air®, Thermador®, Jeld-Wen® Door Systems, Monogram products and trade styles. Additional exclusions may apply which will be reflected at checkout. May not be combined with other discounts; ask an Associate for details.
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS² on appliance purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 2/13/25-2/26/25.
²With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR: 17.99- 29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is valid for consumer accounts in good standing; see store for details.
NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS¹ on purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.
¹With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR: 17.99- 29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is valid for consumer accounts in good standing; see store for details.
Receive a 2% Early Pay Discount If Invoice Paid Online In 20 Days** or Get 60 Days To Pay. **2% Early Pay Discount will be applied to the purchase subtotal (excluding sales tax) on invoices paid online within 20 days of the transaction date.
Save up to $100* on a qualifying purchase. Valid on new accounts opened by 7/30/25.
Up to 24 Months Financing¹ during Special Promotions
1-Year Hassle Free Returns. Refer to The Home Depot Returns Policy for details.
$0 liability for unauthorized charges
Authorized User Cards - Convenience of one statement for all cards
Save up to $100* on a qualifying purchase. Valid on new accounts opened by 7/30/25.
Earn Perks 4X Faster^ when you use your card
Payment flexibility – make low monthly payments or pay in full
Easy purchase tracking with specialized Digital Account Alerts
Authorized User Cards automatically loaded to your Pro Xtra profile
Save up to $100* on a qualifying purchase. Valid on new accounts opened by 7/30/25.
Receive a 2% Early Pay Discount** if invoice paid online or get 60 days to pay
Convenient invoice delivery options with Purchase Order and SKU-level detail
Dedicated Account Manager (based on annual spend)
Buyer ID Cards automatically loaded to your Pro Xtra profile
Valid 2/13-2/26/2025.
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS² on appliance purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.
²With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR: 17.99- 29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is valid for consumer accounts in good standing; see store for details.
NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS¹ on storewide purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.
¹With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR: 17.99- 29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is valid for consumer accounts in good standing; see store for details.
Valid 1/30/25-1/28/26.
‡NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on Installed Window Purchases of $6,000 or More. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 1/30/25–1/28/26.
‡With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR 17.99%–29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; see store for details.
Valid 1/30/25-1/28/26.
†††NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on Installed HVAC Purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 1/30/25-1/28/26.
†††With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR: 17.99- 29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is valid for consumer accounts in good standing; see store for details.
Use promo code GXYW8ER. Valid 1/30/25-1/28/26.
¥No Interest if Paid in Full Within Promotional Period: 18 months¥ financing on special order and installed blinds, shades, and shutters purchases of $999 up to $1,998, 24 months¥ financing on special order and installed blinds, shades, and shutters purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 1/30/25-1/28/26.
¥With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR 17.99%–29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; see store for details.
Use promo code TRQYGR7. Valid 1/30/25-1/28/26.
¥¥No Interest if Paid in Full Within Promotional Period: 18 months¥¥ financing on installed custom closet purchases of $3,999 up to $4,998, 24 months¥¥ financing on installed custom closet purchases of $4,999 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within the promotional period. Valid 1/30/25-1/28/26.
¥¥With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR 17.99%–29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; see store for details.
Valid 1/30/25-1/28/26.
††NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS†† on Installed Water Treatment Purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 1/30/25-1/28/26.
††With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR: 17.99- 29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer is valid for consumer accounts in good standing; see store for details.
Save Up to $100 Today* on your qualifying purchase when you open a new card. Valid now through 7/30/25. $25 off* your purchase of $25 up to $299 OR $50 off* your purchase of $300 up to $999 OR $100 off* your purchase of $1000 or more. *Offer is for new accounts, is subject to credit approval and valid now through 7/30/25. This offer is redeemable for either a $25 discount on a single-receipt purchase of $25 up to $299, a $50 discount on a single-receipt purchase of $300 up to $999 or a $100 discount on a single-receipt purchase of $1,000 or more, excluding tax and delivery fees, within 30 days of your account open date at The Home Depot® retail stores or homedepot.com when made with your The Home Depot Consumer Credit Card, The Home Depot Home Improver Card, the Pro Xtra Credit Card, or The Home Depot Commercial Account. Coupon is on a single transaction and expires upon use. Valid in the U.S., U.S.V.I., Puerto Rico and Guam. Offer does not apply to prior purchases, The Home Depot Gift Cards or Certificates, third party gift cards, installation products or services purchased in home, Tool Rental or to Traeger®, Weber®, Bona®, Simplehuman®, Dacor®, Viking®, Fisher & Paykel®, Sharp InsightTM, Delonghi®, Buckhaven, Lynx®, AlfrescoTM, OCI, Marvel®, Bertazzoni, Aga, Vent-A-Hood®, Samsung Chef Collection, Bosch Benchmark® Series, Liebherr, Zephyr, Miele, Signature Kitchen Suite, Jenn-Air®, Thermador®, Jeld-Wen® Door Systems, Monogram products and trade styles. Additional exclusions may apply which will be reflected at checkout. May not be combined with other discounts; ask an Associate for details.
Earn Perks 4X Faster^ when you use your Pro Xtra Credit Card.
Every $1 spent on Qualifying Purchases with your card counts as $4 for purposes of earning Perks (up to $1,000,000 spent in Qualifying Purchases within a Program Period). You may earn an initial Perk if your Qualifying Purchases exceed the first minimum threshold of $2,500 and additional Perks if you meet higher thresholds.
^4X faster does not apply to The Home Depot Commercial Account. 4X faster applies only to the Perks benefit of the Pro Xtra Credit Card. See The Home Depot Pro Xtra Program Rules at www.homedepot.com/c/ProXtra_TermsandConditions.
Receive a 2% Early Pay Discount If Invoice Paid Online In 20 Days** or Get 60 Days To Pay
**2% Early Pay Discount will be applied to the purchase subtotal (excluding sales tax) on invoices paid online within 20 days of the transaction date.
Consumer Credit Card 1-800-677-0232 Project Loan 1-877-476-3860 Pro Xtra Credit Card 1-800-685-6691 Commercial Account 1-800-395-7363 For TTY: Use 711
For consumers and pros alike, Home Depot offers convenient credit card options to extend their purchasing power as well as manage and pay their account. Our Home Depot Consumer Credit Card provides consumers with everyday special financing and longer-term financing during special promotions. It’s perfect for everyday needs like appliances, lighting and fans, paint, tools, lawn and garden maintenance products, and an endless variety of home improvement projects. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder.
As a pro, you can maximize your spend and manage your business more effectively with a commercial product tailored to your needs - the Pro Xtra Credit Card or The Home Depot Commercial Account. The Pro Xtra Credit Card offers perks and payment flexibility. Or, choose The Home Depot Commercial Account. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees.
Whether it’s for home or business, The Home Depot Credit Services Team has you covered with a Home Depot Credit Card to help you get the job done.